A Mortgage Broker....Why Wouldn't You?

In this episode we are joined by Melissa Cavers, Director of Maplefly Money who generously shares her time to help our listeners understand exactly what a mortgage broker does. Mortgage Brokers not only simplify the process of borrowing money but can get a much better deal for you by understanding your situation and which lenders may suit you best!

 

Melissa is a mortgage and finance specialist providing skilled advice to homeowners in leveraging equity for a better financial future and guiding first home buyers through the complicated journey of obtaining finance to purchase a home.

 

Melissa is renowned for thinking outside the box when it comes to finance and has taken all the hard work out of arranging finance for so many of our clients! 

 

What to expect in this episode: 

 

🔹Melissa explains the advantages of utilising a mortgage broker rather than going direct to a bank or lender?

 

🔹There is no cost to the consumer when using a mortgage broker, Melissa explains how fees are paid.

 

🔹Pre-Approval Readiness: Melissa shares some great tips on how to best prepare yourself to obtain a pre-approval that you may not have thought of.

 

🔹Understanding Serviceability: We discuss the impacts of rising interest rates and how this has affected borrowing capacities

 

🔹2024 Interest Rate Predictions: Melissa's expert insights on upcoming interest rate trends. 

 

🔹Many pre-approvals do not proceed to loans, as buyers fail to find a suitable property within their approved timeframe. We chat about the collaboration between Mortgage Brokers and Buyers Agents and how we successfully move buyers forward.

 

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Email: hello@springbuyersagency.com.au